Ricardo Callender joined PFM in 2013. He serves as project manager for several clients, while providing technical/quantitative support for an even larger subset of clients. He has worked with and conducted various analysis for issuers such as Shelby County, Mobile County, Hamilton County, City of Memphis, City of Mobile, City of Huntsville, the State of Alabama, Huntsville Utilities, Auburn University and the Alabama Community College System, among others.
Ricardo's present duties include structuring, sizing and pricing new money and refunding municipal bond issues. Other duties include assessing municipal issuer’s outstanding debt, performing analysis of refunding opportunities, cash flow modeling, credit analysis and debt capacity analysis, among other duties. His experience includes taxable and tax-exempt financings for municipalities, airports, higher education, public utilities and public school systems. Other unique experience includes convention center, sports authority, housing authority and public-private partnership ("P3") projects.
Ricardo has a Master of Arts in Business Administration with a concentration in Finance from the University of Memphis and a Bachelor of Science in Mathematics from Delta State University. He is a Registered Municipal Advisor Representative (Series 50).